Services and Products
Any materials or information, distributed or otherwise made available on the SIPC Website is published for information purposes and is subject to change at any time without notice. No representation or warranty, either express or implied, is provided in relation to the accuracy, completeness or reliability of the materials.
The SIPC Website, together with all content, information and materials contained therein, is provided "as is," without any representations or warranties of any kind. Any materials, information or content accessed, downloaded or otherwise obtained through the use of the SIPC Website is done at your own risk and SIPC is not responsible for any damage to your computer systems or loss of data that results from the download of such material. SIPC expressly disclaims all representations or warranties of any kind, whether express or implied, with respect to the SIPC Website, and all materials, information, and content contained herein, including but not limited to warranties of title, non-infringement, merchantability or fitness for a particular purpose. Without limiting the foregoing, SIPC does not warrant the accuracy, timeliness, completeness, security, reliability, or availability of the SIPC Website or the information or results obtained from use of the SIPC Website, or that the SIPC Website will be available at all times, or is virus-free.
To the fullest extent permitted by law, in no event will SIPC or our employees, contractors, service providers or agents have any liability whatsoever to any person for any direct or indirect loss, liability, cost, claim, expense or damage of any kind, whether in contract or in tort, including negligence, or otherwise, arising out of or related to the use of all or part of the SIPC Website, or any links to third-party websites.
In no event will SIPC or our employees, contractors, service providers, or agents be liable for any incidental, special, punitive, or consequential damages caused arising out of the use of the SIPC Website, its content, or the inability to use the SIPC Website.
This disclaimer of liability applies to any and all damages or injury, including those caused by any failure of performance, error, omission, interruption, deletion, defect, delay, computer virus, communication line failure, theft, destruction, or unauthorized access, whether for breach of contract, tortious behavior, negligence, or under any other cause of action.
The SIPC Website may contain third-party content or links to third-party websites. These content and links are provided solely for your convenience and information. SIPC has no control over, does not assume any responsibility for, and does not make any warranties or representations as to, any third-party content or websites, including but not limited to, the accuracy, subject matter, quality, or timeliness.
Intellectual Property Rights
SIPC, or the applicable third-party owner, retains all right, title, and interest (including copyrights, trademarks, patents, as well as any other intellectual property or other right) in all information and content (including all text, data, graphics and logos) on the SIPC Website. Except as permitted by the copyright law applicable to you, you may not reproduce or communicate any of the content on this website, including files downloadable from this website, without the permission of SIPC.
Electronic Communication (E-Mail)
Ordinary e-mail messages sent over the Internet are neither confidential nor secure. They may be easily accessed by third-parties and may entail a considerable amount of danger and risk including: (a) lack of confidentiality (e-mails and their attachments can be read and/or monitored without detection); (b) manipulation or falsification of the sender's address or of the e-mail's (or attachment's) content (e.g., changing the sender's address(es) or details); (c) system outages and other transmission errors, which can cause e-mails and their attachments to be delayed, misrouted and deleted; (d) viruses, worms, Trojan horses, etc. may be spread undetected by third-parties and may cause considerable damage; and (e) interception by third-parties.
In no event should you use ordinary e-mail to transmit personal or confidential information. SIPC will not be liable to you or anybody else for any damages incurred in connection with any messages sent to SIPC using ordinary e-mail or any other electronic messaging system.
Exclusive Jurisdiction and Venue
The parties agree that the state and federal courts in the County of Greenville, State of South Carolina shall have sole and exclusive jurisdiction and venue for the resolution of all disputes arising hereunder.
Last updated in July 2018.
What information do we collect from you and for what purpose?
When you visit the SIPC Website, our web server automatically records details about your visit (for example, your IP address, the website from which you visit us, the type of browser software used, the SIPC Website pages that you actually visit including the date and the duration of your visit).
In addition, we collect personal data (“Personal Data”) which you provide through the SIPC Website, for example when you enter personal details (e.g., name, gender, address, e-mail address, phone/fax number) on a registration page or if you sign up for an email newsletter.
SIPC will use your Personal Data:
SIPC respects applicable laws and regulations in its use of Personal Data.
How do we collect and store information from you?
SIPC uses tracking technology such as cookies or tags to gather information as outlined above (see: "What information do we collect from you and for what purpose?") to understand how visitors use the SIPC Website.
Tracking technology helps us manage and improve the usability of the SIPC Website, for example by detecting whether there has been any prior contact between your computer and us and to identify the most popular sections of the SIPC Website.
When you save your cookie settings, they should also apply to your future visits to the SIPC Website. However, for technical reasons beyond SIPC ’s control, this cannot be guaranteed. For example, if you reset your browser, delete your cookies, or access the SIPC Website from another browser or device, your cookie settings may be lost. To comply with applicable laws and regulations, you may be asked to confirm your cookie settings when you first visit the SIPC Website. If you are in a country where you are automatically required to set your cookie settings, you may be asked to set them again on a future visit.
To whom do we disclose your information collected from the SIPC Website?
SIPC may disclose your information to its affiliates and its and their agents and third-party providers inside or outside your country of residence to perform services for SIPC and for the purposes stated above. Our affiliates, agents and third-party providers who have access to Personal Data obtained through the SIPC Website are obliged to respect privacy.
We may also disclose your information to governmental agencies or entities, regulatory authorities, or other persons in accordance with any applicable law, regulations, court order or official request, or under any and for the purposes of any guidelines issued by regulatory or other authorities, or similar processes as either required or permitted by applicable law.
What security measures have we implemented to protect your information collected through the SIPC Website?
SIPC has implemented reasonable technical and organizational security measures to protect your Personal Data collected by SIPC via the SIPC Website against unauthorized access, misuse, loss or destruction.
How will we ensure your information is accurate, complete and if requested deleted?
What is our policy regarding security and retention of your Personal Data?
Personal Data SIPC holds is stored either in hard copy documents or as electronic data. SIPC uses generally accepted industry standard and reasonable security measures to protect any Personal Data held in any form from misuse, loss, unauthorized access, modification, and/or disclosure.
SIPC shall retain your Personal Data only so long as it is necessary for the purposes set out in this policy, or for as long as your account or membership is active (if applicable). We respect requests we receive from individuals wishing to exercise their data protection rights in accordance with applicable data protection laws. We reserve the right to keep certain information in our archives that we deem necessary to comply with any legal obligations we may have, resolve disputes and enforce contractual agreements.
How do we transfer and store data?
If you are an individual located in the European Economic Area, the UK, Canada, or another jurisdiction outside of the United States with laws and regulations governing Personal Data collection, use, and disclosure that differ from United States laws, please be aware that information we collect (including through the use of methods such as cookies and other web technologies) will be processed and stored in the United States or in other countries where we or our third-party services providers have operations. By submitting your personal information to SIPC, you expressly consent to having your Personal Data transferred to, processed, and stored in the United States or another jurisdiction which may not offer the same level of privacy protection as those in the country where you reside or are a citizen.
How do we treat electronic messages sent to and from SIPC?
All e-mails sent to and from SIPC are automatically retained in a distinct journaling system which preserves the evidential weight of the e-mails. They are protected by reasonable technical and organizational measures and may only be accessed in justified cases in line with applicable laws and regulations (e.g., court order, suspicion of criminal conduct, violation of regulatory obligations, material breach of employment contract) to specific persons in defined functions (e.g. legal, compliance, risk). Every step of the process, as well as the search criteria used, are logged in an audit trail. All emails are disposed of after the applicable retention period has expired.
What should you consider when sending data over the Internet?
The Internet is generally not regarded as a secure environment, and information sent via the Internet (such as to or from the SIPC Website or via electronic message) may be accessed by unauthorized third parties, potentially leading to disclosures, changes in content or technical failures. Even if both sender and receiver are located in the same country, information sent via the Internet may be transmitted across international borders and be forwarded to a country with a lower data protection level than exists in your country of residence.
Please note that we accept no responsibility or liability for the security of your information whilst in transit over the Internet to SIPC. In order to protect your privacy, we would like to remind you that you may choose another means of communication with SIPC, where you deem it appropriate.
How do we deal with information from individuals under the age of 18?
SIPC Website does not seek to collect Personal Data from individuals under the age of 18. Individuals under the age of 18 should receive permission from their parent or legal guardian before providing any Personal Data to SIPC on the SIPC Website.
How can you access or review your Personal Data?
Should you have a request regarding the processing of your Personal Data please send a letter to the following address: